Call reports 2007
OHANA PACIFIC BANK — 2007
What OHANA PACIFIC BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,925,000 | 55,879,000 | 67,167,000 | 64,843,000 |
| Total loans | 12,571,000 | 22,742,000 | 30,259,000 | 36,966,000 |
| Allowance for loan losses | 157,000 | 284,000 | 378,000 | 520,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,811,000 | 44,147,000 | 55,611,000 | 53,499,000 |
| Interest-bearing deposits | 33,119,000 | 42,383,000 | 53,127,000 | 49,946,000 |
| Noninterest-bearing deposits | 1,691,000 | 1,764,000 | 2,484,000 | 3,552,000 |
| Equity capital | 11,880,000 | 11,495,000 | 11,263,000 | 10,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,448,000 | 2,332,000 | 3,358,000 |
| Interest expense | 281,000 | 711,000 | 1,126,000 | 1,603,000 |
| Net interest income | 316,000 | 737,000 | 1,206,000 | 1,755,000 |
| Noninterest income | 10,000 | 26,000 | 47,000 | 71,000 |
| Noninterest expense | 589,000 | 1,335,000 | 1,999,000 | 2,825,000 |
| Provision for loan losses | 40,000 | 170,000 | 290,000 | 431,000 |
| Pretax income | -303,000 | -742,000 | -1,036,000 | -1,430,000 |
| Income tax | 0 | 0 | 0 | -14,000 |
| Net income | -303,000 | -742,000 | -1,036,000 | -1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,880,000 | 11,495,000 | 11,263,000 | 10,944,000 |
| Total capital | 12,053,000 | 11,803,000 | 11,667,000 | 11,498,000 |
| Risk-weighted assets | 21,519,000 | 31,987,000 | 39,954,000 | 45,869,000 |