Call reports 2002
RACCOON VALLEY STATE BANK — 2002
What RACCOON VALLEY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 66,581,000 | 69,267,000 | 70,035,000 | 71,919,000 |
| Total loans | 49,037,000 | 51,737,000 | 54,022,000 | 53,378,000 |
| Allowance for loan losses | 720,000 | 794,000 | 729,000 | 795,000 |
| Securities available for sale | 10,185,000 | 8,755,000 | 8,957,000 | 9,340,000 |
| Securities held to maturity | 790,000 | 635,000 | 635,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,840,000 | 59,491,000 | 60,076,000 | 62,045,000 |
| Interest-bearing deposits | 48,473,000 | 49,964,000 | 50,907,000 | 53,117,000 |
| Noninterest-bearing deposits | 8,367,000 | 9,527,000 | 9,169,000 | 8,928,000 |
| Equity capital | 4,695,000 | 4,831,000 | 4,988,000 | 5,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,239,000 | 3,397,000 | 4,562,000 |
| Interest expense | 506,000 | 984,000 | 1,462,000 | 1,928,000 |
| Net interest income | 594,000 | 1,255,000 | 1,935,000 | 2,634,000 |
| Noninterest income | 122,000 | 239,000 | 358,000 | 499,000 |
| Noninterest expense | 544,000 | 1,076,000 | 1,626,000 | 2,260,000 |
| Provision for loan losses | 52,000 | 132,000 | 182,000 | 257,000 |
| Pretax income | 120,000 | 286,000 | 485,000 | 616,000 |
| Income tax | 6,000 | 14,000 | 24,000 | 31,000 |
| Net income | 114,000 | 272,000 | 461,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,647,000 | 4,712,000 | 4,809,000 | 4,861,000 |
| Total capital | 5,244,000 | 5,341,000 | 5,468,000 | 5,520,000 |
| Risk-weighted assets | 47,662,000 | 50,164,000 | 52,647,000 | 52,571,000 |