Call reports 2001
RACCOON VALLEY STATE BANK — 2001
What RACCOON VALLEY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,847,000 | 60,343,000 | 64,736,000 | 67,621,000 |
| Total loans | 46,796,000 | 47,528,000 | 48,250,000 | 48,144,000 |
| Allowance for loan losses | 684,000 | 714,000 | 751,000 | 674,000 |
| Securities available for sale | 4,579,000 | 4,589,000 | 8,709,000 | 9,645,000 |
| Securities held to maturity | 1,017,000 | 806,000 | 826,000 | 806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,845,000 | 50,438,000 | 54,608,000 | 57,538,000 |
| Interest-bearing deposits | 42,509,000 | 43,842,000 | 46,516,000 | 48,960,000 |
| Noninterest-bearing deposits | 7,336,000 | 6,596,000 | 8,092,000 | 8,578,000 |
| Equity capital | 4,421,000 | 4,483,000 | 4,663,000 | 4,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,220,000 | 3,384,000 | 4,543,000 |
| Interest expense | 569,000 | 1,150,000 | 1,760,000 | 2,315,000 |
| Net interest income | 530,000 | 1,070,000 | 1,624,000 | 2,228,000 |
| Noninterest income | 91,000 | 202,000 | 310,000 | 464,000 |
| Noninterest expense | 458,000 | 939,000 | 1,410,000 | 1,926,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 99,000 |
| Pretax income | 133,000 | 273,000 | 434,000 | 667,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 33,000 |
| Net income | 126,000 | 259,000 | 412,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,361,000 | 4,411,000 | 4,486,000 | 4,586,000 |
| Total capital | 4,900,000 | 4,963,000 | 5,060,000 | 5,173,000 |
| Risk-weighted assets | 43,007,000 | 43,997,000 | 45,835,000 | 46,842,000 |