Call reports 2025
WALPOLE CO-OPERATIVE BANK — 2025
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 630,443,000 | 639,500,000 | 632,182,000 | 637,370,000 |
| Total loans | 523,169,000 | 541,172,000 | 531,740,000 | 538,692,000 |
| Allowance for loan losses | 6,856,000 | 6,886,000 | 6,961,000 | 6,962,000 |
| Securities available for sale | 71,304,000 | 77,873,000 | 82,726,000 | 69,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,678,000 | 497,842,000 | 494,979,000 | 502,158,000 |
| Interest-bearing deposits | 451,580,000 | 453,456,000 | 449,798,000 | 454,711,000 |
| Noninterest-bearing deposits | 49,098,000 | 44,386,000 | 45,181,000 | 47,447,000 |
| Equity capital | 114,395,000 | 115,801,000 | 117,249,000 | 119,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,899,000 | 16,269,000 | 25,084,000 | 34,031,000 |
| Interest expense | 3,638,000 | 7,261,000 | 10,729,000 | 14,168,000 |
| Net interest income | 4,261,000 | 9,008,000 | 14,355,000 | 19,863,000 |
| Noninterest income | 256,000 | 422,000 | 460,000 | 477,000 |
| Noninterest expense | 3,424,000 | 6,877,000 | 10,302,000 | 13,420,000 |
| Provision for loan losses | 30,000 | 60,000 | 135,000 | 73,000 |
| Pretax income | 1,063,000 | 2,501,000 | 4,388,000 | 6,559,000 |
| Income tax | 279,000 | 666,000 | 1,164,000 | 1,745,000 |
| Net income | 784,000 | 1,835,000 | 3,224,000 | 4,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,109,000 | 115,160,000 | 116,549,000 | 118,139,000 |