Call reports 2023
WALPOLE CO-OPERATIVE BANK — 2023
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 584,640,000 | 582,341,000 | 575,161,000 | 576,924,000 |
| Total loans | 492,446,000 | 494,519,000 | 494,090,000 | 481,455,000 |
| Allowance for loan losses | 6,826,000 | 6,841,000 | 6,856,000 | 6,871,000 |
| Securities available for sale | 67,619,000 | 67,334,000 | 67,866,000 | 68,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,783,000 | 439,124,000 | 432,981,000 | 437,196,000 |
| Interest-bearing deposits | 413,138,000 | 405,845,000 | 392,898,000 | 394,142,000 |
| Noninterest-bearing deposits | 30,645,000 | 33,279,000 | 40,083,000 | 43,054,000 |
| Equity capital | 107,773,000 | 108,092,000 | 108,901,000 | 109,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,627,000 | 11,724,000 | 18,355,000 | 24,998,000 |
| Interest expense | 1,928,000 | 4,444,000 | 7,208,000 | 10,415,000 |
| Net interest income | 3,699,000 | 7,280,000 | 11,147,000 | 14,583,000 |
| Noninterest income | 182,000 | 405,000 | 202,000 | 259,000 |
| Noninterest expense | 3,010,000 | 6,077,000 | 9,122,000 | 12,395,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 856,000 | 1,578,000 | 2,182,000 | 2,387,000 |
| Income tax | 243,000 | 447,000 | 619,000 | 678,000 |
| Net income | 613,000 | 1,131,000 | 1,563,000 | 1,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,048,000 | 111,567,000 | 111,998,000 | 111,816,000 |