Call reports 2022
WALPOLE CO-OPERATIVE BANK — 2022
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 575,821,000 | 561,267,000 | 543,484,000 | 566,973,000 |
| Total loans | 445,116,000 | 449,237,000 | 464,674,000 | 478,244,000 |
| Allowance for loan losses | 6,784,000 | 6,811,000 | 6,811,000 | 6,811,000 |
| Securities available for sale | 70,712,000 | 69,915,000 | 68,094,000 | 68,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,465,000 | 453,849,000 | 436,180,000 | 436,790,000 |
| Interest-bearing deposits | 438,800,000 | 417,242,000 | 403,927,000 | 407,444,000 |
| Noninterest-bearing deposits | 31,665,000 | 36,607,000 | 32,253,000 | 29,346,000 |
| Equity capital | 103,672,000 | 104,372,000 | 104,394,000 | 106,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,907,000 | 9,856,000 | 14,926,000 | 20,287,000 |
| Interest expense | 450,000 | 851,000 | 1,340,000 | 2,525,000 |
| Net interest income | 4,457,000 | 9,005,000 | 13,586,000 | 17,762,000 |
| Noninterest income | 284,000 | 422,000 | 596,000 | 856,000 |
| Noninterest expense | 2,942,000 | 5,839,000 | 8,741,000 | 11,095,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 1,784,000 | 3,558,000 | 5,411,000 | 7,493,000 |
| Income tax | 505,000 | 1,007,000 | 1,532,000 | 2,118,000 |
| Net income | 1,279,000 | 2,551,000 | 3,879,000 | 5,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,967,000 | 107,239,000 | 108,567,000 | 110,435,000 |