Call reports 2021
WALPOLE CO-OPERATIVE BANK — 2021
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 574,718,000 | 574,407,000 | 571,231,000 | 568,443,000 |
| Total loans | 474,029,000 | 457,870,000 | 459,043,000 | 458,905,000 |
| Allowance for loan losses | 6,577,000 | 6,666,000 | 6,710,000 | 6,754,000 |
| Securities available for sale | 56,954,000 | 59,013,000 | 58,938,000 | 68,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,339,000 | 449,417,000 | 455,657,000 | 460,875,000 |
| Interest-bearing deposits | 418,233,000 | 418,503,000 | 424,711,000 | 431,015,000 |
| Noninterest-bearing deposits | 33,106,000 | 30,914,000 | 30,946,000 | 29,860,000 |
| Equity capital | 101,245,000 | 102,480,000 | 103,624,000 | 104,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,355,000 | 10,586,000 | 15,603,000 | 20,649,000 |
| Interest expense | 830,000 | 1,638,000 | 2,339,000 | 2,893,000 |
| Net interest income | 4,525,000 | 8,948,000 | 13,264,000 | 17,756,000 |
| Noninterest income | 115,000 | 255,000 | 405,000 | 500,000 |
| Noninterest expense | 2,966,000 | 5,746,000 | 8,599,000 | 11,464,000 |
| Provision for loan losses | 75,000 | 150,000 | 180,000 | 210,000 |
| Pretax income | 1,599,000 | 3,307,000 | 4,890,000 | 6,582,000 |
| Income tax | 451,000 | 976,000 | 1,396,000 | 1,863,000 |
| Net income | 1,148,000 | 2,331,000 | 3,494,000 | 4,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,116,000 | 102,300,000 | 103,463,000 | 104,688,000 |