Call reports 2019
WALPOLE CO-OPERATIVE BANK — 2019
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 489,032,000 | 491,313,000 | 510,281,000 | 514,372,000 |
| Total loans | 417,556,000 | 411,826,000 | 433,032,000 | 443,403,000 |
| Allowance for loan losses | 5,975,000 | 6,016,000 | 6,055,000 | 6,083,000 |
| Securities available for sale | 51,522,000 | 57,810,000 | 62,820,000 | 57,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,884,000 | 360,818,000 | 366,630,000 | 376,040,000 |
| Interest-bearing deposits | 336,571,000 | 337,000,000 | 341,891,000 | 351,810,000 |
| Noninterest-bearing deposits | 23,313,000 | 23,818,000 | 24,739,000 | 24,230,000 |
| Equity capital | 93,412,000 | 94,796,000 | 94,897,000 | 95,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,285,000 | 10,740,000 | 16,288,000 | 21,890,000 |
| Interest expense | 1,389,000 | 2,868,000 | 4,482,000 | 6,162,000 |
| Net interest income | 3,896,000 | 7,872,000 | 11,806,000 | 15,728,000 |
| Noninterest income | 96,000 | 192,000 | 318,000 | 404,000 |
| Noninterest expense | 2,675,000 | 5,307,000 | 9,272,000 | 12,141,000 |
| Provision for loan losses | 45,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | 1,272,000 | 2,697,000 | 2,798,000 | 3,922,000 |
| Income tax | 360,000 | 766,000 | 795,000 | 1,123,000 |
| Net income | 912,000 | 1,931,000 | 2,003,000 | 2,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,702,000 | 94,719,000 | 94,793,000 | 95,588,000 |
| Total capital | 98,877,000 | 99,827,000 | 99,881,000 | 100,984,000 |
| Risk-weighted assets | 413,206,000 | 407,733,000 | 406,112,000 | 431,020,000 |