Call reports 2018
WALPOLE CO-OPERATIVE BANK — 2018
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 485,704,000 | 503,279,000 | 499,333,000 | 492,744,000 |
| Total loans | 404,894,000 | 416,115,000 | 415,067,000 | 414,646,000 |
| Allowance for loan losses | 5,691,000 | 5,794,000 | 5,901,000 | 5,915,000 |
| Securities available for sale | 62,857,000 | 62,781,000 | 62,766,000 | 63,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,584,000 | 366,392,000 | 364,563,000 | 362,023,000 |
| Interest-bearing deposits | 344,942,000 | 339,871,000 | 339,666,000 | 338,767,000 |
| Noninterest-bearing deposits | 23,642,000 | 26,521,000 | 24,897,000 | 23,256,000 |
| Equity capital | 88,876,000 | 89,966,000 | 91,111,000 | 92,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,765,000 | 9,831,000 | 15,039,000 | 20,325,000 |
| Interest expense | 875,000 | 1,892,000 | 3,019,000 | 4,270,000 |
| Net interest income | 3,890,000 | 7,939,000 | 12,020,000 | 16,055,000 |
| Noninterest income | 114,000 | 260,000 | 367,000 | 474,000 |
| Noninterest expense | 2,589,000 | 5,231,000 | 7,765,000 | 10,380,000 |
| Provision for loan losses | 85,000 | 175,000 | 265,000 | 265,000 |
| Pretax income | 1,330,000 | 2,793,000 | 4,357,000 | 5,884,000 |
| Income tax | 377,000 | 789,000 | 1,229,000 | 1,699,000 |
| Net income | 953,000 | 2,004,000 | 3,128,000 | 4,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,466,000 | 90,517,000 | 91,641,000 | 92,789,000 |
| Total capital | 94,555,000 | 95,766,000 | 96,852,000 | 97,921,000 |
| Risk-weighted assets | 406,497,000 | 419,356,000 | 416,152,000 | 409,813,000 |