Call reports 2017
WALPOLE CO-OPERATIVE BANK — 2017
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 473,703,000 | 482,596,000 | 483,795,000 | 479,741,000 |
| Total loans | 389,542,000 | 398,139,000 | 399,869,000 | 399,981,000 |
| Allowance for loan losses | 5,333,000 | 5,420,000 | 5,507,000 | 5,594,000 |
| Securities available for sale | 65,412,000 | 65,515,000 | 65,614,000 | 65,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,181,000 | 373,894,000 | 381,972,000 | 372,891,000 |
| Interest-bearing deposits | 344,409,000 | 346,073,000 | 354,080,000 | 348,741,000 |
| Noninterest-bearing deposits | 25,772,000 | 27,821,000 | 27,892,000 | 24,150,000 |
| Equity capital | 86,866,000 | 87,640,000 | 88,294,000 | 88,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,495,000 | 9,207,000 | 14,095,000 | 18,970,000 |
| Interest expense | 849,000 | 1,714,000 | 2,568,000 | 3,429,000 |
| Net interest income | 3,646,000 | 7,493,000 | 11,527,000 | 15,541,000 |
| Noninterest income | 104,000 | 225,000 | 341,000 | 589,000 |
| Noninterest expense | 2,568,000 | 5,284,000 | 8,378,000 | 10,968,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,107,000 | 2,284,000 | 3,265,000 | 4,862,000 |
| Income tax | 445,000 | 915,000 | 1,307,000 | 2,802,000 |
| Net income | 662,000 | 1,369,000 | 1,958,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,115,000 | 87,822,000 | 88,411,000 | 88,513,000 |
| Total capital | 92,245,000 | 93,075,000 | 93,661,000 | 93,726,000 |
| Risk-weighted assets | 410,087,000 | 420,039,000 | 419,766,000 | 416,652,000 |