Call reports 2015
WALPOLE CO-OPERATIVE BANK — 2015
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 414,220,000 | 428,983,000 | 434,776,000 | 449,838,000 |
| Total loans | 341,768,000 | 355,855,000 | 356,838,000 | 373,946,000 |
| Allowance for loan losses | 4,777,000 | 4,838,000 | 4,849,000 | 4,898,000 |
| Securities available for sale | 55,183,000 | 55,037,000 | 55,319,000 | 54,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,266,000 | 282,444,000 | 321,045,000 | 323,757,000 |
| Interest-bearing deposits | 258,859,000 | 261,275,000 | 297,111,000 | 300,515,000 |
| Noninterest-bearing deposits | 21,407,000 | 21,169,000 | 23,934,000 | 23,242,000 |
| Equity capital | 81,060,000 | 81,838,000 | 82,883,000 | 83,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,037,000 | 8,345,000 | 12,678,000 | 17,077,000 |
| Interest expense | 449,000 | 912,000 | 1,481,000 | 2,191,000 |
| Net interest income | 3,588,000 | 7,433,000 | 11,197,000 | 14,886,000 |
| Noninterest income | 88,000 | 285,000 | 394,000 | 558,000 |
| Noninterest expense | 2,505,000 | 5,077,000 | 7,480,000 | 10,039,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,171,000 | 2,641,000 | 4,111,000 | 5,405,000 |
| Income tax | 466,000 | 1,056,000 | 1,644,000 | 2,159,000 |
| Net income | 705,000 | 1,585,000 | 2,467,000 | 3,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,628,000 | 81,676,000 | 82,558,000 | 83,337,000 |
| Total capital | 85,010,000 | 86,439,000 | 87,277,000 | 88,175,000 |
| Risk-weighted assets | 357,255,000 | 380,988,000 | 377,383,000 | 386,997,000 |