Call reports 2011
WALPOLE CO-OPERATIVE BANK — 2011
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 341,617,000 | 352,162,000 | 357,167,000 | 356,396,000 |
| Total loans | 284,285,000 | 288,628,000 | 287,589,000 | 291,962,000 |
| Allowance for loan losses | 4,295,000 | 4,378,000 | 3,999,000 | 4,220,000 |
| Securities available for sale | 35,408,000 | 41,756,000 | 43,752,000 | 46,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,997,000 | 268,204,000 | 275,813,000 | 270,627,000 |
| Interest-bearing deposits | 246,519,000 | 252,582,000 | 259,546,000 | 255,652,000 |
| Noninterest-bearing deposits | 15,478,000 | 15,622,000 | 16,267,000 | 14,975,000 |
| Equity capital | 68,351,000 | 69,536,000 | 70,406,000 | 71,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,912,000 | 7,888,000 | 11,866,000 | 15,806,000 |
| Interest expense | 668,000 | 1,335,000 | 1,995,000 | 2,617,000 |
| Net interest income | 3,244,000 | 6,553,000 | 9,871,000 | 13,189,000 |
| Noninterest income | 112,000 | 237,000 | 366,000 | 1,171,000 |
| Noninterest expense | 2,116,000 | 4,160,000 | 6,481,000 | 8,658,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 820,000 |
| Pretax income | 1,165,000 | 2,480,000 | 3,802,000 | 5,153,000 |
| Income tax | 467,000 | 987,000 | 1,510,000 | 2,045,000 |
| Net income | 698,000 | 1,493,000 | 2,292,000 | 3,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,955,000 | 69,751,000 | 70,549,000 | 71,365,000 |
| Total capital | 72,517,000 | 73,351,000 | 74,158,000 | 75,005,000 |
| Risk-weighted assets | 284,248,000 | 287,206,000 | 288,261,000 | 290,633,000 |