Call reports 2010
WALPOLE CO-OPERATIVE BANK — 2010
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 339,763,000 | 339,863,000 | 336,937,000 | 343,534,000 |
| Total loans | 278,486,000 | 274,325,000 | 274,594,000 | 279,825,000 |
| Allowance for loan losses | 4,460,000 | 4,542,000 | 4,195,000 | 4,212,000 |
| Securities available for sale | 39,788,000 | 45,138,000 | 43,452,000 | 46,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,862,000 | 260,588,000 | 259,085,000 | 259,050,000 |
| Interest-bearing deposits | 250,898,000 | 247,646,000 | 244,099,000 | 244,849,000 |
| Noninterest-bearing deposits | 12,964,000 | 12,942,000 | 14,986,000 | 14,201,000 |
| Equity capital | 65,779,000 | 66,551,000 | 67,581,000 | 67,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,147,000 | 8,320,000 | 12,440,000 | 16,410,000 |
| Interest expense | 960,000 | 1,847,000 | 2,611,000 | 3,317,000 |
| Net interest income | 3,187,000 | 6,473,000 | 9,829,000 | 13,093,000 |
| Noninterest income | 235,000 | 453,000 | 673,000 | 762,000 |
| Noninterest expense | 2,069,000 | 4,181,000 | 6,265,000 | 8,308,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,278,000 | 2,595,000 | 4,012,000 | 5,247,000 |
| Income tax | 553,000 | 1,051,000 | 1,625,000 | 2,114,000 |
| Net income | 725,000 | 1,544,000 | 2,387,000 | 3,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,850,000 | 66,669,000 | 67,510,000 | 68,257,000 |
| Total capital | 69,432,000 | 70,210,000 | 70,656,000 | 71,404,000 |
| Risk-weighted assets | 285,707,000 | 282,265,000 | 281,703,000 | 284,087,000 |