Call reports 2009
WALPOLE CO-OPERATIVE BANK — 2009
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 335,978,000 | 347,721,000 | 346,868,000 | 342,548,000 |
| Total loans | 270,470,000 | 280,971,000 | 279,655,000 | 281,710,000 |
| Allowance for loan losses | 5,103,000 | 5,103,000 | 4,516,000 | 4,528,000 |
| Securities available for sale | 49,151,000 | 48,602,000 | 46,019,000 | 37,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,516,000 | 258,816,000 | 257,192,000 | 263,785,000 |
| Interest-bearing deposits | 242,129,000 | 247,480,000 | 243,617,000 | 249,418,000 |
| Noninterest-bearing deposits | 12,387,000 | 11,336,000 | 13,575,000 | 14,367,000 |
| Equity capital | 62,145,000 | 62,968,000 | 64,049,000 | 64,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,407,000 | 8,700,000 | 13,191,000 | 17,455,000 |
| Interest expense | 1,414,000 | 2,711,000 | 3,781,000 | 4,772,000 |
| Net interest income | 2,993,000 | 5,989,000 | 9,410,000 | 12,683,000 |
| Noninterest income | 134,000 | 333,000 | 468,000 | 803,000 |
| Noninterest expense | 1,938,000 | 3,887,000 | 5,895,000 | 8,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,189,000 | 2,435,000 | 3,983,000 | 5,305,000 |
| Income tax | 486,000 | 995,000 | 1,644,000 | 2,158,000 |
| Net income | 703,000 | 1,440,000 | 2,339,000 | 3,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,681,000 | 63,418,000 | 64,317,000 | 65,125,000 |
| Total capital | 66,234,000 | 67,086,000 | 67,978,000 | 68,766,000 |
| Risk-weighted assets | 282,663,000 | 291,990,000 | 292,064,000 | 290,430,000 |