Call reports 2008
WALPOLE CO-OPERATIVE BANK — 2008
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 319,048,000 | 328,750,000 | 323,358,000 | 343,812,000 |
| Total loans | 247,415,000 | 252,463,000 | 254,794,000 | 263,097,000 |
| Allowance for loan losses | 5,733,000 | 5,741,000 | 5,747,000 | 5,760,000 |
| Securities available for sale | 52,663,000 | 56,648,000 | 50,253,000 | 59,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,384,000 | 236,914,000 | 233,424,000 | 244,815,000 |
| Interest-bearing deposits | 218,979,000 | 218,470,000 | 219,084,000 | 231,333,000 |
| Noninterest-bearing deposits | 14,405,000 | 18,444,000 | 14,340,000 | 13,482,000 |
| Equity capital | 60,766,000 | 61,644,000 | 60,570,000 | 60,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,076,000 | 9,891,000 | 14,792,000 | 19,558,000 |
| Interest expense | 2,131,000 | 3,993,000 | 5,769,000 | 7,447,000 |
| Net interest income | 2,945,000 | 5,898,000 | 9,023,000 | 12,111,000 |
| Noninterest income | 76,000 | 170,000 | 556,000 | 634,000 |
| Noninterest expense | 1,967,000 | 3,713,000 | 5,573,000 | 7,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,054,000 | 2,355,000 | 1,742,000 | 2,749,000 |
| Income tax | 436,000 | 968,000 | 727,000 | 1,271,000 |
| Net income | 618,000 | 1,387,000 | 1,015,000 | 1,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,118,000 | 61,887,000 | 61,514,000 | 61,978,000 |
| Total capital | 64,493,000 | 65,278,000 | 64,982,000 | 65,544,000 |
| Risk-weighted assets | 267,622,000 | 268,942,000 | 275,144,000 | 283,053,000 |