Call reports 2002
WALPOLE CO-OPERATIVE BANK — 2002
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 252,956,000 | 258,899,000 | 262,399,000 | 265,560,000 |
| Total loans | 187,944,000 | 193,349,000 | 193,144,000 | 190,211,000 |
| Allowance for loan losses | 4,877,000 | 4,914,000 | 4,952,000 | 4,976,000 |
| Securities available for sale | 55,852,000 | 54,666,000 | 57,901,000 | 63,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,342,000 | 207,452,000 | 216,128,000 | 220,733,000 |
| Interest-bearing deposits | 188,499,000 | 192,486,000 | 201,238,000 | 206,278,000 |
| Noninterest-bearing deposits | 14,843,000 | 14,966,000 | 14,890,000 | 14,455,000 |
| Equity capital | 38,394,000 | 39,988,000 | 41,559,000 | 43,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,523,000 | 9,171,000 | 13,702,000 | 18,158,000 |
| Interest expense | 1,659,000 | 3,292,000 | 4,852,000 | 6,260,000 |
| Net interest income | 2,864,000 | 5,879,000 | 8,850,000 | 11,898,000 |
| Noninterest income | 80,000 | 161,000 | 268,000 | 441,000 |
| Noninterest expense | 1,163,000 | 2,337,000 | 3,517,000 | 4,880,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 105,000 |
| Pretax income | 1,751,000 | 3,643,000 | 5,511,000 | 7,354,000 |
| Income tax | 599,000 | 1,251,000 | 1,899,000 | 2,345,000 |
| Net income | 1,152,000 | 2,392,000 | 3,612,000 | 5,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,910,000 | 39,150,000 | 40,370,000 | 41,767,000 |
| Total capital | 40,580,000 | 41,876,000 | 43,132,000 | 44,619,000 |
| Risk-weighted assets | 211,058,000 | 215,893,000 | 218,744,000 | 226,070,000 |