Call reports 2001
WALPOLE CO-OPERATIVE BANK — 2001
What WALPOLE CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 253,077,000 | 256,647,000 | 258,418,000 | 255,134,000 |
| Total loans | 180,609,000 | 187,044,000 | 188,969,000 | 185,590,000 |
| Allowance for loan losses | 4,572,000 | 4,613,000 | 4,651,000 | 4,838,000 |
| Securities available for sale | 64,430,000 | 63,364,000 | 60,111,000 | 59,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,596,000 | 189,059,000 | 193,132,000 | 194,528,000 |
| Interest-bearing deposits | 172,503,000 | 170,277,000 | 177,214,000 | 180,393,000 |
| Noninterest-bearing deposits | 13,093,000 | 18,782,000 | 15,918,000 | 14,135,000 |
| Equity capital | 34,063,000 | 35,052,000 | 36,674,000 | 37,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,015,000 | 10,019,000 | 15,000,000 | 19,781,000 |
| Interest expense | 2,606,000 | 5,067,000 | 7,300,000 | 9,128,000 |
| Net interest income | 2,409,000 | 4,952,000 | 7,700,000 | 10,653,000 |
| Noninterest income | 71,000 | 134,000 | 228,000 | 341,000 |
| Noninterest expense | 1,066,000 | 2,156,000 | 3,222,000 | 4,464,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,384,000 | 2,870,000 | 4,616,000 | 6,410,000 |
| Income tax | 559,000 | 1,087,000 | 1,796,000 | 2,305,000 |
| Net income | 825,000 | 1,783,000 | 2,820,000 | 4,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,478,000 | 34,436,000 | 35,474,000 | 36,759,000 |
| Total capital | 36,043,000 | 37,087,000 | 38,133,000 | 39,422,000 |
| Risk-weighted assets | 203,251,000 | 210,090,000 | 210,708,000 | 210,831,000 |