Call reports 2004
FARMERS BANK, THE — 2004
What FARMERS BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 19,017,000 | 18,944,000 | 19,485,000 | 19,952,000 |
| Total loans | 11,200,000 | 12,077,000 | 12,947,000 | 12,067,000 |
| Allowance for loan losses | 170,000 | 163,000 | 200,000 | 186,000 |
| Securities available for sale | 4,610,000 | 4,571,000 | 4,701,000 | 4,703,000 |
| Securities held to maturity | 27,000 | 27,000 | 27,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,276,000 | 16,260,000 | 16,219,000 | 17,137,000 |
| Interest-bearing deposits | 14,283,000 | 14,212,000 | 14,381,000 | 14,880,000 |
| Noninterest-bearing deposits | 1,993,000 | 2,048,000 | 1,838,000 | 2,257,000 |
| Equity capital | 2,501,000 | 2,471,000 | 2,536,000 | 2,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 478,000 | 741,000 | 1,010,000 |
| Interest expense | 76,000 | 146,000 | 217,000 | 290,000 |
| Net interest income | 165,000 | 332,000 | 524,000 | 720,000 |
| Noninterest income | 59,000 | 79,000 | 103,000 | 134,000 |
| Noninterest expense | 162,000 | 297,000 | 456,000 | 637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 114,000 | 171,000 | 217,000 |
| Income tax | 11,000 | 19,000 | 27,000 | 31,000 |
| Net income | 51,000 | 95,000 | 144,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,447,000 | 2,462,000 | 2,510,000 | 2,527,000 |
| Total capital | 2,617,000 | 2,625,000 | 2,710,000 | 2,713,000 |
| Risk-weighted assets | 16,013,000 | 16,504,000 | 17,468,000 | 16,838,000 |