Call reports 2002
FARMERS BANK, THE — 2002
What FARMERS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,635,000 | 18,717,000 | 18,317,000 | 18,781,000 |
| Total loans | 10,628,000 | 11,349,000 | 11,641,000 | 11,289,000 |
| Allowance for loan losses | 283,000 | 283,000 | 280,000 | 272,000 |
| Securities available for sale | 5,431,000 | 5,161,000 | 4,676,000 | 5,072,000 |
| Securities held to maturity | 473,000 | 471,000 | 469,000 | 264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,615,000 | 15,764,000 | 15,303,000 | 15,793,000 |
| Interest-bearing deposits | 14,067,000 | 14,114,000 | 13,801,000 | 14,127,000 |
| Noninterest-bearing deposits | 1,548,000 | 1,650,000 | 1,502,000 | 1,666,000 |
| Equity capital | 2,430,000 | 2,377,000 | 2,402,000 | 2,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 594,000 | 887,000 | 1,182,000 |
| Interest expense | 130,000 | 252,000 | 367,000 | 480,000 |
| Net interest income | 163,000 | 342,000 | 520,000 | 702,000 |
| Noninterest income | 20,000 | 42,000 | 64,000 | 88,000 |
| Noninterest expense | 131,000 | 264,000 | 410,000 | 593,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | -49,000 | -88,000 | -65,000 |
| Income tax | 7,000 | -31,000 | -48,000 | -48,000 |
| Net income | 45,000 | -18,000 | -40,000 | -17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,421,000 | 2,326,000 | 2,304,000 | 2,304,000 |
| Total capital | 2,623,000 | 2,534,000 | 2,510,000 | 2,507,000 |
| Risk-weighted assets | 16,103,000 | 16,558,000 | 16,407,000 | 16,190,000 |