Call reports 2016
ANGELINA SAVINGS BANK, SSB — 2016
What ANGELINA SAVINGS BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,709,000 | 64,722,000 | 65,038,000 | 62,809,000 |
| Total loans | 31,478,000 | 31,352,000 | 30,968,000 | 31,811,000 |
| Allowance for loan losses | 165,000 | 156,000 | 157,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 337,000 | 333,000 | 329,000 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,883,000 | 58,808,000 | 59,335,000 | 57,078,000 |
| Interest-bearing deposits | 47,177,000 | 47,200,000 | 47,114,000 | 45,674,000 |
| Noninterest-bearing deposits | 10,706,000 | 11,608,000 | 12,221,000 | 11,404,000 |
| Equity capital | 5,583,000 | 5,660,000 | 5,456,000 | 5,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,074,000 | 1,623,000 | 2,170,000 |
| Interest expense | 8,000 | 15,000 | 23,000 | 31,000 |
| Net interest income | 528,000 | 1,059,000 | 1,600,000 | 2,139,000 |
| Noninterest income | 133,000 | 267,000 | 402,000 | 536,000 |
| Noninterest expense | 561,000 | 1,112,000 | 1,665,000 | 2,219,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 12,000 |
| Pretax income | 100,000 | 214,000 | 334,000 | 444,000 |
| Income tax | 34,000 | 70,000 | 110,000 | 147,000 |
| Net income | 66,000 | 144,000 | 224,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,583,000 | 5,660,000 | 5,456,000 | 5,529,000 |
| Total capital | 5,748,000 | 5,816,000 | 5,613,000 | 5,689,000 |
| Risk-weighted assets | 25,955,000 | 26,409,000 | 25,917,000 | 26,518,000 |