Call reports 2003
TRI-COUNTY NATIONAL BANK — 2003
What TRI-COUNTY NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 92,461,000 | 92,755,000 | 92,391,000 | 91,611,000 |
| Total loans | 63,048,000 | 64,817,000 | 64,757,000 | 63,746,000 |
| Allowance for loan losses | 807,000 | 843,000 | 915,000 | 947,000 |
| Securities available for sale | 18,336,000 | 20,075,000 | 19,531,000 | 19,217,000 |
| Securities held to maturity | 1,217,000 | 1,216,000 | 1,214,000 | 1,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,017,000 | 76,887,000 | 78,346,000 | 79,071,000 |
| Interest-bearing deposits | 69,633,000 | 68,484,000 | 69,686,000 | 70,117,000 |
| Noninterest-bearing deposits | 11,384,000 | 8,403,000 | 8,660,000 | 8,954,000 |
| Equity capital | 7,715,000 | 8,015,000 | 8,000,000 | 8,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,828,000 | 4,227,000 | 5,586,000 |
| Interest expense | 398,000 | 774,000 | 1,137,000 | 1,521,000 |
| Net interest income | 1,019,000 | 2,054,000 | 3,090,000 | 4,065,000 |
| Noninterest income | 150,000 | 290,000 | 448,000 | 612,000 |
| Noninterest expense | 643,000 | 1,300,000 | 1,965,000 | 2,635,000 |
| Provision for loan losses | 45,000 | 91,000 | 145,000 | 191,000 |
| Pretax income | 682,000 | 1,222,000 | 1,697,000 | 2,136,000 |
| Income tax | 227,000 | 391,000 | 561,000 | 704,000 |
| Net income | 455,000 | 831,000 | 1,136,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,160,000 | 7,317,000 | 7,528,000 | 7,730,000 |
| Total capital | 7,797,000 | 7,960,000 | 8,173,000 | 8,358,000 |
| Risk-weighted assets | 50,793,000 | 51,225,000 | 51,293,000 | 49,949,000 |