Call reports 2002
TRI-COUNTY NATIONAL BANK — 2002
What TRI-COUNTY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,535,000 | 86,104,000 | 89,120,000 | 90,023,000 |
| Total loans | 58,589,000 | 58,823,000 | 58,867,000 | 60,505,000 |
| Allowance for loan losses | 688,000 | 721,000 | 741,000 | 767,000 |
| Securities available for sale | 17,758,000 | 18,369,000 | 19,033,000 | 21,109,000 |
| Securities held to maturity | 2,123,000 | 1,822,000 | 1,520,000 | 1,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,094,000 | 78,281,000 | 80,748,000 | 75,300,000 |
| Interest-bearing deposits | 71,979,000 | 70,342,000 | 72,360,000 | 68,294,000 |
| Noninterest-bearing deposits | 7,115,000 | 7,939,000 | 8,388,000 | 7,006,000 |
| Equity capital | 6,869,000 | 7,178,000 | 7,545,000 | 7,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,906,000 | 4,347,000 | 5,770,000 |
| Interest expense | 558,000 | 1,076,000 | 1,590,000 | 2,021,000 |
| Net interest income | 905,000 | 1,830,000 | 2,757,000 | 3,749,000 |
| Noninterest income | 155,000 | 290,000 | 445,000 | 593,000 |
| Noninterest expense | 613,000 | 1,279,000 | 1,938,000 | 2,599,000 |
| Provision for loan losses | 37,000 | 84,000 | 112,000 | 156,000 |
| Pretax income | 410,000 | 757,000 | 1,234,000 | 1,694,000 |
| Income tax | 139,000 | 253,000 | 413,000 | 565,000 |
| Net income | 271,000 | 504,000 | 821,000 | 1,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,549,000 | 6,653,000 | 6,841,000 | 6,885,000 |
| Total capital | 7,170,000 | 7,242,000 | 7,445,000 | 7,502,000 |
| Risk-weighted assets | 49,601,000 | 47,009,000 | 48,173,000 | 49,224,000 |