Call reports 2015
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2015
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 81,447,000 | 82,779,000 | 85,129,000 | 88,133,000 |
| Total loans | 63,896,000 | 65,093,000 | 63,340,000 | 61,713,000 |
| Allowance for loan losses | 660,000 | 678,000 | 687,000 | 689,000 |
| Securities available for sale | 8,509,000 | 8,044,000 | 8,489,000 | 8,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,865,000 | 72,023,000 | 74,015,000 | 76,866,000 |
| Interest-bearing deposits | 59,394,000 | 61,730,000 | 63,326,000 | 65,895,000 |
| Noninterest-bearing deposits | 11,472,000 | 10,293,000 | 10,690,000 | 10,972,000 |
| Equity capital | 10,426,000 | 10,594,000 | 10,885,000 | 11,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,937,000 | 2,919,000 | 3,866,000 |
| Interest expense | 75,000 | 150,000 | 228,000 | 303,000 |
| Net interest income | 861,000 | 1,787,000 | 2,691,000 | 3,563,000 |
| Noninterest income | 71,000 | 160,000 | 250,000 | 342,000 |
| Noninterest expense | 583,000 | 1,198,000 | 1,778,000 | 2,316,000 |
| Provision for loan losses | 0 | 33,000 | 36,000 | 36,000 |
| Pretax income | 349,000 | 716,000 | 1,127,000 | 1,553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 716,000 | 1,127,000 | 1,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,283,000 | 10,508,000 | 10,776,000 | 10,925,000 |
| Total capital | 10,975,000 | 11,213,000 | 11,490,000 | 11,641,000 |
| Risk-weighted assets | 61,432,000 | 63,588,000 | 62,686,000 | 62,085,000 |