Call reports 2010
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2010
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,260,000 | 65,236,000 | 66,768,000 | 67,683,000 |
| Total loans | 54,844,000 | 54,554,000 | 53,605,000 | 50,752,000 |
| Allowance for loan losses | 735,000 | 742,000 | 699,000 | 706,000 |
| Securities available for sale | 3,552,000 | 4,124,000 | 4,813,000 | 7,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,857,000 | 57,712,000 | 59,046,000 | 60,005,000 |
| Interest-bearing deposits | 49,756,000 | 51,398,000 | 52,309,000 | 52,988,000 |
| Noninterest-bearing deposits | 7,101,000 | 6,314,000 | 6,737,000 | 7,017,000 |
| Equity capital | 7,240,000 | 7,358,000 | 7,567,000 | 7,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,801,000 | 2,708,000 | 3,586,000 |
| Interest expense | 183,000 | 354,000 | 522,000 | 678,000 |
| Net interest income | 704,000 | 1,447,000 | 2,186,000 | 2,908,000 |
| Noninterest income | 78,000 | 130,000 | 209,000 | 265,000 |
| Noninterest expense | 532,000 | 1,072,000 | 1,613,000 | 2,238,000 |
| Provision for loan losses | 37,000 | 37,000 | 37,000 | 37,000 |
| Pretax income | 213,000 | 468,000 | 745,000 | 898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 468,000 | 745,000 | 898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,214,000 | 7,290,000 | 7,476,000 | 7,509,000 |
| Total capital | 7,853,000 | 7,936,000 | 8,121,000 | 8,135,000 |
| Risk-weighted assets | 50,956,000 | 51,485,000 | 51,436,000 | 49,981,000 |