Call reports 2009
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2009
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 61,947,000 | 61,656,000 | 61,975,000 | 64,490,000 |
| Total loans | 54,240,000 | 53,718,000 | 54,873,000 | 54,260,000 |
| Allowance for loan losses | 468,000 | 561,000 | 799,000 | 769,000 |
| Securities available for sale | 4,091,000 | 3,873,000 | 3,716,000 | 3,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,857,000 | 54,399,000 | 54,901,000 | 57,238,000 |
| Interest-bearing deposits | 48,386,000 | 46,587,000 | 47,256,000 | 49,425,000 |
| Noninterest-bearing deposits | 6,471,000 | 7,812,000 | 7,645,000 | 7,813,000 |
| Equity capital | 6,953,000 | 7,074,000 | 6,853,000 | 7,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,893,000 | 2,815,000 | 3,723,000 |
| Interest expense | 231,000 | 454,000 | 662,000 | 865,000 |
| Net interest income | 632,000 | 1,439,000 | 2,153,000 | 2,858,000 |
| Noninterest income | 70,000 | 114,000 | 168,000 | 251,000 |
| Noninterest expense | 528,000 | 1,083,000 | 1,655,000 | 2,141,000 |
| Provision for loan losses | 37,000 | 144,000 | 519,000 | 560,000 |
| Pretax income | 137,000 | 326,000 | 147,000 | 408,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 326,000 | 147,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,977,000 | 7,084,000 | 6,823,000 | 7,001,000 |
| Total capital | 7,467,000 | 7,666,000 | 7,457,000 | 7,641,000 |
| Risk-weighted assets | 51,561,000 | 50,417,000 | 50,529,000 | 51,027,000 |