Call reports 2008
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2008
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 57,352,000 | 57,339,000 | 58,230,000 | 60,413,000 |
| Total loans | 50,404,000 | 51,755,000 | 52,703,000 | 55,500,000 |
| Allowance for loan losses | 325,000 | 325,000 | 342,000 | 441,000 |
| Securities available for sale | 3,226,000 | 3,152,000 | 3,093,000 | 2,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,934,000 | 49,180,000 | 51,161,000 | 52,792,000 |
| Interest-bearing deposits | 42,937,000 | 42,498,000 | 44,483,000 | 45,602,000 |
| Noninterest-bearing deposits | 6,997,000 | 6,682,000 | 6,678,000 | 7,190,000 |
| Equity capital | 6,742,000 | 6,800,000 | 6,918,000 | 6,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 1,988,000 | 2,973,000 | 3,931,000 |
| Interest expense | 351,000 | 655,000 | 922,000 | 1,181,000 |
| Net interest income | 678,000 | 1,333,000 | 2,051,000 | 2,750,000 |
| Noninterest income | 79,000 | 142,000 | 203,000 | 276,000 |
| Noninterest expense | 520,000 | 1,040,000 | 1,540,000 | 2,059,000 |
| Provision for loan losses | 0 | 0 | 47,000 | 255,000 |
| Pretax income | 237,000 | 435,000 | 667,000 | 712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 435,000 | 667,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,718,000 | 6,827,000 | 6,968,000 | 6,923,000 |
| Total capital | 7,087,000 | 7,196,000 | 7,328,000 | 7,386,000 |
| Risk-weighted assets | 48,187,000 | 53,745,000 | 49,225,000 | 52,066,000 |