Call reports 2007
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2007
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 58,187,000 | 54,503,000 | 57,197,000 | 58,288,000 |
| Total loans | 49,045,000 | 49,371,000 | 52,722,000 | 51,061,000 |
| Allowance for loan losses | 356,000 | 356,000 | 352,000 | 339,000 |
| Securities available for sale | 1,939,000 | 2,409,000 | 2,382,000 | 1,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,744,000 | 46,488,000 | 48,510,000 | 49,921,000 |
| Interest-bearing deposits | 41,826,000 | 39,232,000 | 41,201,000 | 42,621,000 |
| Noninterest-bearing deposits | 7,918,000 | 7,256,000 | 7,309,000 | 7,300,000 |
| Equity capital | 7,201,000 | 7,315,000 | 7,527,000 | 7,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,307,000 | 3,502,000 | 4,632,000 |
| Interest expense | 363,000 | 718,000 | 1,089,000 | 1,461,000 |
| Net interest income | 837,000 | 1,589,000 | 2,413,000 | 3,171,000 |
| Noninterest income | 54,000 | 126,000 | 206,000 | 283,000 |
| Noninterest expense | 526,000 | 1,057,000 | 1,595,000 | 2,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 365,000 | 658,000 | 1,024,000 | 1,261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 365,000 | 658,000 | 1,024,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,185,000 | 7,328,000 | 7,522,000 | 7,571,000 |
| Total capital | 7,585,000 | 7,728,000 | 7,918,000 | 7,954,000 |
| Risk-weighted assets | 47,377,000 | 46,246,000 | 48,495,000 | 47,697,000 |