Call reports 2006
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2006
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,853,000 | 58,194,000 | 57,626,000 | 58,456,000 |
| Total loans | 54,371,000 | 52,205,000 | 51,390,000 | 50,804,000 |
| Allowance for loan losses | 356,000 | 356,000 | 360,000 | 356,000 |
| Securities available for sale | 1,627,000 | 2,012,000 | 1,756,000 | 2,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,179,000 | 49,792,000 | 48,979,000 | 49,562,000 |
| Interest-bearing deposits | 44,235,000 | 43,791,000 | 41,658,000 | 42,465,000 |
| Noninterest-bearing deposits | 6,944,000 | 6,001,000 | 7,321,000 | 7,097,000 |
| Equity capital | 6,968,000 | 7,208,000 | 7,425,000 | 7,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,349,000 | 3,540,000 | 4,746,000 |
| Interest expense | 335,000 | 686,000 | 1,056,000 | 1,427,000 |
| Net interest income | 829,000 | 1,663,000 | 2,484,000 | 3,319,000 |
| Noninterest income | 76,000 | 143,000 | 222,000 | 318,000 |
| Noninterest expense | 491,000 | 992,000 | 1,494,000 | 2,108,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 384,000 | 784,000 | 1,182,000 | 1,499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 784,000 | 1,182,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,958,000 | 7,215,000 | 7,411,000 | 7,585,000 |
| Total capital | 7,354,000 | 7,615,000 | 7,815,000 | 7,985,000 |
| Risk-weighted assets | 51,862,000 | 49,864,000 | 48,735,000 | 49,276,000 |