Call reports 2005
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2005
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 61,458,000 | 60,937,000 | 61,062,000 | 60,434,000 |
| Total loans | 56,885,000 | 55,666,000 | 55,431,000 | 54,828,000 |
| Allowance for loan losses | 335,000 | 325,000 | 323,000 | 325,000 |
| Securities available for sale | 2,413,000 | 2,271,000 | 2,100,000 | 1,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,695,000 | 52,583,000 | 52,440,000 | 51,551,000 |
| Interest-bearing deposits | 44,195,000 | 45,620,000 | 45,594,000 | 44,554,000 |
| Noninterest-bearing deposits | 6,500,000 | 6,963,000 | 6,846,000 | 6,997,000 |
| Equity capital | 6,436,000 | 6,669,000 | 6,893,000 | 7,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,140,000 | 3,275,000 | 4,443,000 |
| Interest expense | 281,000 | 602,000 | 929,000 | 1,261,000 |
| Net interest income | 776,000 | 1,538,000 | 2,346,000 | 3,182,000 |
| Noninterest income | 73,000 | 150,000 | 236,000 | 314,000 |
| Noninterest expense | 466,000 | 938,000 | 1,413,000 | 1,963,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 383,000 | 750,000 | 1,169,000 | 1,530,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 750,000 | 1,169,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,401,000 | 6,634,000 | 6,866,000 | 7,108,000 |
| Total capital | 6,769,000 | 6,993,000 | 7,223,000 | 7,473,000 |
| Risk-weighted assets | 59,650,000 | 58,540,000 | 58,315,000 | 51,833,000 |