Call reports 2004
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2004
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 57,013,000 | 60,580,000 | 62,992,000 | 61,890,000 |
| Total loans | 50,627,000 | 52,826,000 | 55,863,000 | 56,769,000 |
| Allowance for loan losses | 346,000 | 369,000 | 334,000 | 334,000 |
| Securities available for sale | 4,053,000 | 3,644,000 | 3,273,000 | 2,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,033,000 | 52,607,000 | 54,774,000 | 50,751,000 |
| Interest-bearing deposits | 42,434,000 | 46,305,000 | 47,114,000 | 44,109,000 |
| Noninterest-bearing deposits | 6,599,000 | 6,302,000 | 7,660,000 | 6,642,000 |
| Equity capital | 5,920,000 | 6,031,000 | 6,234,000 | 6,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,886,000 | 2,909,000 | 3,941,000 |
| Interest expense | 231,000 | 475,000 | 733,000 | 1,003,000 |
| Net interest income | 709,000 | 1,411,000 | 2,176,000 | 2,938,000 |
| Noninterest income | 74,000 | 141,000 | 229,000 | 307,000 |
| Noninterest expense | 450,000 | 905,000 | 1,362,000 | 1,881,000 |
| Provision for loan losses | 0 | 26,000 | 68,000 | 73,000 |
| Pretax income | 333,000 | 621,000 | 975,000 | 1,291,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 333,000 | 621,000 | 975,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,782,000 | 5,956,000 | 6,154,000 | 6,356,000 |
| Total capital | 6,154,000 | 6,355,000 | 6,521,000 | 6,721,000 |
| Risk-weighted assets | 48,515,000 | 51,053,000 | 53,325,000 | 59,609,000 |