Call reports 2003
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2003
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,729,000 | 57,087,000 | 56,106,000 | 56,752,000 |
| Total loans | 44,629,000 | 47,483,000 | 47,038,000 | 48,706,000 |
| Allowance for loan losses | 321,000 | 321,000 | 339,000 | 344,000 |
| Securities available for sale | 5,939,000 | 6,021,000 | 6,140,000 | 5,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,974,000 | 47,939,000 | 48,341,000 | 48,787,000 |
| Interest-bearing deposits | 39,948,000 | 41,588,000 | 41,410,000 | 42,696,000 |
| Noninterest-bearing deposits | 6,026,000 | 6,351,000 | 6,931,000 | 6,091,000 |
| Equity capital | 5,639,000 | 5,672,000 | 5,830,000 | 5,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,838,000 | 2,776,000 | 3,706,000 |
| Interest expense | 260,000 | 514,000 | 753,000 | 986,000 |
| Net interest income | 644,000 | 1,324,000 | 2,023,000 | 2,720,000 |
| Noninterest income | 98,000 | 228,000 | 339,000 | 409,000 |
| Noninterest expense | 412,000 | 855,000 | 1,290,000 | 1,842,000 |
| Provision for loan losses | 24,000 | 24,000 | 25,000 | 40,000 |
| Pretax income | 306,000 | 673,000 | 1,047,000 | 1,247,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 306,000 | 671,000 | 1,045,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,404,000 | 5,460,000 | 5,729,000 | 5,823,000 |
| Total capital | 5,750,000 | 5,806,000 | 6,094,000 | 6,193,000 |
| Risk-weighted assets | 42,527,000 | 48,287,000 | 47,841,000 | 47,923,000 |