Call reports 2002
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2002
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,008,000 | 48,528,000 | 52,073,000 | 53,985,000 |
| Total loans | 33,892,000 | 37,886,000 | 42,522,000 | 44,167,000 |
| Allowance for loan losses | 200,000 | 247,000 | 269,000 | 297,000 |
| Securities available for sale | 7,891,000 | 7,625,000 | 7,271,000 | 6,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,632,000 | 41,403,000 | 43,748,000 | 46,521,000 |
| Interest-bearing deposits | 35,142,000 | 35,732,000 | 37,479,000 | 40,723,000 |
| Noninterest-bearing deposits | 5,490,000 | 5,671,000 | 6,269,000 | 5,798,000 |
| Equity capital | 4,984,000 | 4,960,000 | 5,168,000 | 5,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,647,000 | 2,564,000 | 3,503,000 |
| Interest expense | 279,000 | 540,000 | 822,000 | 1,110,000 |
| Net interest income | 539,000 | 1,107,000 | 1,742,000 | 2,393,000 |
| Noninterest income | 52,000 | 105,000 | 169,000 | 272,000 |
| Noninterest expense | 349,000 | 694,000 | 1,047,000 | 1,505,000 |
| Provision for loan losses | 0 | 38,000 | 52,000 | 74,000 |
| Pretax income | 242,000 | 480,000 | 812,000 | 1,086,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 242,000 | 477,000 | 809,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,852,000 | 4,713,000 | 4,899,000 | 5,098,000 |
| Total capital | 5,079,000 | 4,983,000 | 5,192,000 | 5,420,000 |
| Risk-weighted assets | 33,320,000 | 37,123,000 | 40,847,000 | 42,167,000 |