Call reports 2001
FIRST NATIONAL BANK OF MOOSE LAKE, THE — 2001
What FIRST NATIONAL BANK OF MOOSE LAKE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,136,000 | 46,149,000 | 47,132,000 | 47,338,000 |
| Total loans | 32,068,000 | 33,241,000 | 35,142,000 | 34,521,000 |
| Allowance for loan losses | 213,000 | 219,000 | 245,000 | 196,000 |
| Securities available for sale | 9,293,000 | 8,509,000 | 9,189,000 | 8,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,300,000 | 40,068,000 | 40,818,000 | 41,685,000 |
| Interest-bearing deposits | 32,417,000 | 34,874,000 | 35,712,000 | 36,352,000 |
| Noninterest-bearing deposits | 4,883,000 | 5,194,000 | 5,106,000 | 5,333,000 |
| Equity capital | 5,858,000 | 4,651,000 | 4,862,000 | 4,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,861,000 | 2,775,000 | 3,656,000 |
| Interest expense | 408,000 | 805,000 | 1,184,000 | 1,515,000 |
| Net interest income | 519,000 | 1,056,000 | 1,591,000 | 2,141,000 |
| Noninterest income | 39,000 | 89,000 | 137,000 | 187,000 |
| Noninterest expense | 333,000 | 654,000 | 989,000 | 1,390,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 29,000 |
| Pretax income | 225,000 | 491,000 | 715,000 | 909,000 |
| Income tax | 23,000 | -8,000 | -8,000 | 0 |
| Net income | 202,000 | 499,000 | 723,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,708,000 | 4,500,000 | 4,618,000 | 4,610,000 |
| Total capital | 5,921,000 | 4,739,000 | 4,884,000 | 4,830,000 |
| Risk-weighted assets | 31,963,000 | 32,850,000 | 34,559,000 | 34,005,000 |