Call reports 2022
CONSTITUTION BANK, NATIONAL ASSOCIATION — 2022
What CONSTITUTION BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 536,716,000 | 530,683,000 | 542,538,000 | 537,448,000 |
| Total loans | 289,246,000 | 314,555,000 | 331,301,000 | 345,613,000 |
| Allowance for loan losses | 5,092,000 | 5,101,000 | 5,105,000 | 5,088,000 |
| Securities available for sale | 201,853,000 | 189,144,000 | 172,007,000 | 162,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,614,000 | 490,023,000 | 510,123,000 | 500,853,000 |
| Interest-bearing deposits | 417,019,000 | 418,173,000 | 441,468,000 | 432,162,000 |
| Noninterest-bearing deposits | 78,595,000 | 71,850,000 | 68,655,000 | 68,691,000 |
| Equity capital | 39,911,000 | 35,705,000 | 31,432,000 | 34,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,703,000 | 7,689,000 | 11,957,000 | 16,578,000 |
| Interest expense | 504,000 | 949,000 | 1,466,000 | 2,195,000 |
| Net interest income | 3,199,000 | 6,740,000 | 10,491,000 | 14,383,000 |
| Noninterest income | 530,000 | 1,100,000 | 1,706,000 | 2,197,000 |
| Noninterest expense | 2,464,000 | 4,982,000 | 7,585,000 | 10,400,000 |
| Provision for loan losses | 2,000 | 4,000 | 6,000 | 8,000 |
| Pretax income | 1,318,000 | 2,859,000 | 4,599,000 | 6,006,000 |
| Income tax | 382,000 | 831,000 | 1,335,000 | 1,543,000 |
| Net income | 936,000 | 2,028,000 | 3,264,000 | 4,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,229,000 | 50,071,000 | 51,057,000 | 52,016,000 |