Call reports 2018
CONSTITUTION BANK, NATIONAL ASSOCIATION — 2018
What CONSTITUTION BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 339,668,000 | 333,276,000 | 332,807,000 | 339,141,000 |
| Total loans | 243,045,000 | 245,478,000 | 240,296,000 | 244,185,000 |
| Allowance for loan losses | 3,911,000 | 4,199,000 | 4,198,000 | 4,153,000 |
| Securities available for sale | 68,573,000 | 69,323,000 | 66,728,000 | 66,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,676,000 | 293,418,000 | 295,498,000 | 300,638,000 |
| Interest-bearing deposits | 201,577,000 | 200,245,000 | 204,562,000 | 207,631,000 |
| Noninterest-bearing deposits | 101,099,000 | 93,173,000 | 90,936,000 | 93,007,000 |
| Equity capital | 35,785,000 | 36,291,000 | 36,630,000 | 37,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,021,000 | 6,130,000 | 9,314,000 | 12,588,000 |
| Interest expense | 328,000 | 695,000 | 1,128,000 | 1,634,000 |
| Net interest income | 2,693,000 | 5,435,000 | 8,186,000 | 10,954,000 |
| Noninterest income | 410,000 | 856,000 | 1,293,000 | 1,699,000 |
| Noninterest expense | 1,917,000 | 3,855,000 | 5,845,000 | 8,122,000 |
| Provision for loan losses | 90,000 | 171,000 | 201,000 | 222,000 |
| Pretax income | 1,096,000 | 2,265,000 | 3,433,000 | 4,309,000 |
| Income tax | 318,000 | 657,000 | 995,000 | 1,089,000 |
| Net income | 778,000 | 1,608,000 | 2,438,000 | 3,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,395,000 | 37,002,000 | 37,606,000 | 38,163,000 |
| Total capital | 39,698,000 | 40,347,000 | 40,910,000 | 41,530,000 |
| Risk-weighted assets | 263,657,000 | 266,759,000 | 263,429,000 | 268,588,000 |