Call reports 2017
CONSTITUTION BANK, NATIONAL ASSOCIATION — 2017
What CONSTITUTION BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 337,350,000 | 327,562,000 | 331,118,000 | 332,069,000 |
| Total loans | 238,721,000 | 239,757,000 | 245,980,000 | 251,760,000 |
| Allowance for loan losses | 3,488,000 | 3,761,000 | 3,863,000 | 3,800,000 |
| Securities available for sale | 72,064,000 | 67,234,000 | 64,546,000 | 60,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,014,000 | 291,817,000 | 294,804,000 | 295,622,000 |
| Interest-bearing deposits | 203,802,000 | 199,796,000 | 199,260,000 | 198,012,000 |
| Noninterest-bearing deposits | 98,212,000 | 92,021,000 | 95,544,000 | 97,610,000 |
| Equity capital | 34,305,000 | 35,173,000 | 35,766,000 | 35,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,694,000 | 8,700,000 | 11,765,000 |
| Interest expense | 300,000 | 611,000 | 933,000 | 1,258,000 |
| Net interest income | 2,499,000 | 5,083,000 | 7,767,000 | 10,507,000 |
| Noninterest income | 430,000 | 870,000 | 1,285,000 | 1,693,000 |
| Noninterest expense | 1,882,000 | 3,802,000 | 5,639,000 | 7,520,000 |
| Provision for loan losses | 90,000 | 170,000 | 230,000 | 290,000 |
| Pretax income | 957,000 | 2,004,000 | 3,206,000 | 4,342,000 |
| Income tax | 326,000 | 682,000 | 1,090,000 | 1,777,000 |
| Net income | 631,000 | 1,322,000 | 2,116,000 | 2,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,419,000 | 34,937,000 | 35,559,000 | 35,839,000 |
| Total capital | 37,671,000 | 38,176,000 | 38,879,000 | 39,227,000 |
| Risk-weighted assets | 259,966,000 | 258,642,000 | 265,070,000 | 270,701,000 |