Call reports 2001
CONSTITUTION BANK, NATIONAL ASSOCIATION — 2001
What CONSTITUTION BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 220,685,000 | 219,098,000 | 220,862,000 | 221,428,000 |
| Total loans | 154,095,000 | 146,712,000 | 143,419,000 | 137,092,000 |
| Allowance for loan losses | 1,869,000 | 1,902,000 | 1,958,000 | 1,759,000 |
| Securities available for sale | 42,258,000 | 32,165,000 | 48,534,000 | 58,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,921,000 | 183,311,000 | 184,542,000 | 185,356,000 |
| Interest-bearing deposits | 169,637,000 | 166,988,000 | 168,630,000 | 167,912,000 |
| Noninterest-bearing deposits | 16,284,000 | 16,323,000 | 15,912,000 | 17,444,000 |
| Equity capital | 15,769,000 | 16,232,000 | 16,748,000 | 17,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,129,000 | 11,965,000 | 15,663,000 |
| Interest expense | 2,442,000 | 4,689,000 | 6,687,000 | 8,425,000 |
| Net interest income | 1,720,000 | 3,440,000 | 5,278,000 | 7,238,000 |
| Noninterest income | 243,000 | 631,000 | 990,000 | 1,385,000 |
| Noninterest expense | 1,424,000 | 2,833,000 | 4,424,000 | 5,870,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 359,000 | 878,000 | 1,287,000 | 2,016,000 |
| Income tax | 92,000 | 258,000 | 390,000 | 644,000 |
| Net income | 267,000 | 620,000 | 897,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,642,000 | 15,995,000 | 16,273,000 | 16,749,000 |
| Total capital | 17,511,000 | 17,897,000 | 18,192,000 | 18,508,000 |
| Risk-weighted assets | 157,078,000 | 155,242,000 | 153,024,000 | 150,706,000 |