Call reports 2025
DNB NATIONAL BANK — 2025
What DNB NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 109,660,000 | 115,656,000 | 115,136,000 | 116,844,000 |
| Total loans | 28,229,000 | 29,673,000 | 31,341,000 | 32,138,000 |
| Allowance for loan losses | 474,000 | 461,000 | 445,000 | 466,000 |
| Securities available for sale | 14,223,000 | 19,165,000 | 19,768,000 | 22,506,000 |
| Securities held to maturity | 57,105,000 | 56,383,000 | 55,627,000 | 54,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,434,000 | 106,875,000 | 105,679,000 | 106,115,000 |
| Interest-bearing deposits | 70,298,000 | 75,275,000 | 75,216,000 | 72,000,000 |
| Noninterest-bearing deposits | 31,136,000 | 31,600,000 | 30,463,000 | 34,115,000 |
| Equity capital | 6,431,000 | 6,897,000 | 7,519,000 | 8,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,092,000 | 3,198,000 | 4,385,000 |
| Interest expense | 330,000 | 648,000 | 986,000 | 1,314,000 |
| Net interest income | 685,000 | 1,444,000 | 2,212,000 | 3,071,000 |
| Noninterest income | 483,000 | 919,000 | 1,338,000 | 1,778,000 |
| Noninterest expense | 729,000 | 1,452,000 | 2,225,000 | 3,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 21,000 |
| Pretax income | 439,000 | 911,000 | 1,325,000 | 1,657,000 |
| Income tax | 22,000 | 45,000 | 65,000 | 76,000 |
| Net income | 417,000 | 866,000 | 1,260,000 | 1,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,348,000 | 10,541,000 | 10,951,000 | 11,301,000 |
| Total capital | 10,822,000 | 11,002,000 | 11,396,000 | 11,767,000 |
| Risk-weighted assets | 46,001,000 | 47,806,000 | 49,708,000 | 50,601,000 |