Call reports 2024
DNB NATIONAL BANK — 2024
What DNB NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 106,316,000 | 110,121,000 | 108,332,000 | 109,734,000 |
| Total loans | 29,587,000 | 30,099,000 | 29,096,000 | 28,617,000 |
| Allowance for loan losses | 452,000 | 466,000 | 466,000 | 466,000 |
| Securities available for sale | 4,549,000 | 9,059,000 | 8,822,000 | 10,840,000 |
| Securities held to maturity | 64,166,000 | 63,259,000 | 62,458,000 | 61,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,380,000 | 98,376,000 | 100,050,000 | 99,471,000 |
| Interest-bearing deposits | 67,408,000 | 67,883,000 | 70,707,000 | 68,321,000 |
| Noninterest-bearing deposits | 31,972,000 | 30,493,000 | 29,343,000 | 31,150,000 |
| Equity capital | 5,083,000 | 5,528,000 | 5,905,000 | 6,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,878,000 | 2,879,000 | 3,865,000 |
| Interest expense | 362,000 | 737,000 | 1,166,000 | 1,512,000 |
| Net interest income | 557,000 | 1,141,000 | 1,713,000 | 2,353,000 |
| Noninterest income | 460,000 | 854,000 | 1,244,000 | 1,643,000 |
| Noninterest expense | 652,000 | 1,284,000 | 1,937,000 | 2,734,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 365,000 | 696,000 | 1,005,000 | 1,247,000 |
| Income tax | 18,000 | 35,000 | 48,000 | 60,000 |
| Net income | 347,000 | 661,000 | 957,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,862,000 | 10,112,000 | 10,205,000 | 10,374,000 |
| Total capital | 10,314,000 | 10,578,000 | 10,670,000 | 10,840,000 |
| Risk-weighted assets | 46,382,000 | 47,543,000 | 46,592,000 | 46,200,000 |