Call reports 2023
DNB NATIONAL BANK — 2023
What DNB NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 105,876,000 | 106,299,000 | 106,698,000 | 108,799,000 |
| Total loans | 24,641,000 | 26,925,000 | 28,416,000 | 29,882,000 |
| Allowance for loan losses | 460,000 | 460,000 | 460,000 | 459,000 |
| Securities available for sale | 4,477,000 | 4,439,000 | 4,400,000 | 4,533,000 |
| Securities held to maturity | 67,912,000 | 66,989,000 | 66,011,000 | 64,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,640,000 | 95,853,000 | 95,775,000 | 102,286,000 |
| Interest-bearing deposits | 64,041,000 | 61,917,000 | 62,317,000 | 66,658,000 |
| Noninterest-bearing deposits | 36,599,000 | 33,936,000 | 33,458,000 | 35,628,000 |
| Equity capital | 3,847,000 | 4,080,000 | 4,487,000 | 4,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,642,000 | 2,501,000 | 3,430,000 |
| Interest expense | 235,000 | 537,000 | 910,000 | 1,271,000 |
| Net interest income | 575,000 | 1,105,000 | 1,591,000 | 2,159,000 |
| Noninterest income | 410,000 | 776,000 | 1,164,000 | 1,539,000 |
| Noninterest expense | 609,000 | 1,210,000 | 1,897,000 | 2,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 376,000 | 671,000 | 858,000 | 1,037,000 |
| Income tax | 1,000 | 16,000 | 26,000 | 32,000 |
| Net income | 375,000 | 655,000 | 832,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,475,000 | 9,569,000 | 9,790,000 | 9,966,000 |
| Total capital | 9,935,000 | 10,029,000 | 10,250,000 | 10,425,000 |
| Risk-weighted assets | 41,402,000 | 43,981,000 | 45,843,000 | 47,174,000 |