Call reports 2022
DNB NATIONAL BANK — 2022
What DNB NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 117,656,000 | 109,778,000 | 108,615,000 | 109,334,000 |
| Total loans | 24,517,000 | 24,810,000 | 24,829,000 | 26,170,000 |
| Allowance for loan losses | 461,000 | 460,000 | 460,000 | 460,000 |
| Securities available for sale | 81,105,000 | 73,585,000 | 4,451,000 | 4,469,000 |
| Securities held to maturity | 0 | 0 | 69,821,000 | 68,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,755,000 | 104,150,000 | 102,926,000 | 103,422,000 |
| Interest-bearing deposits | 68,943,000 | 66,277,000 | 65,225,000 | 65,832,000 |
| Noninterest-bearing deposits | 34,812,000 | 37,873,000 | 37,701,000 | 37,590,000 |
| Equity capital | 5,033,000 | 1,907,000 | 3,284,000 | 3,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,413,000 | 2,191,000 | 2,996,000 |
| Interest expense | 18,000 | 63,000 | 186,000 | 365,000 |
| Net interest income | 700,000 | 1,350,000 | 2,005,000 | 2,631,000 |
| Noninterest income | 552,000 | 776,000 | 1,064,000 | 1,386,000 |
| Noninterest expense | 642,000 | 1,205,000 | 1,805,000 | 2,571,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 663,000 | 823,000 | 1,166,000 | 1,348,000 |
| Income tax | 33,000 | 41,000 | 58,000 | 75,000 |
| Net income | 630,000 | 782,000 | 1,108,000 | 1,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,140,000 | 9,009,000 | 9,334,000 | 9,439,000 |
| Total capital | 9,601,000 | 9,469,000 | 9,794,000 | 9,899,000 |
| Risk-weighted assets | 42,934,000 | 43,983,000 | 41,812,000 | 43,563,000 |