Call reports 2021
DNB NATIONAL BANK — 2021
What DNB NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 103,627,000 | 105,820,000 | 109,242,000 | 110,786,000 |
| Total loans | 32,270,000 | 35,876,000 | 35,761,000 | 29,856,000 |
| Allowance for loan losses | 461,000 | 461,000 | 461,000 | 461,000 |
| Securities available for sale | 57,685,000 | 57,120,000 | 60,973,000 | 68,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,143,000 | 90,773,000 | 88,966,000 | 94,941,000 |
| Interest-bearing deposits | 57,023,000 | 59,552,000 | 57,443,000 | 61,409,000 |
| Noninterest-bearing deposits | 31,120,000 | 31,221,000 | 31,523,000 | 33,532,000 |
| Equity capital | 9,146,000 | 10,258,000 | 10,418,000 | 9,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 3,361,000 | 3,935,000 | 4,437,000 |
| Interest expense | 20,000 | 41,000 | 63,000 | 83,000 |
| Net interest income | 1,414,000 | 3,320,000 | 3,872,000 | 4,354,000 |
| Noninterest income | 271,000 | 479,000 | 728,000 | 927,000 |
| Noninterest expense | 946,000 | 2,179,000 | 2,751,000 | 3,646,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 775,000 | 1,656,000 | 1,885,000 | 1,671,000 |
| Income tax | 53,000 | 120,000 | 131,000 | 103,000 |
| Net income | 722,000 | 1,536,000 | 1,754,000 | 1,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,699,000 | 9,486,000 | 9,710,000 | 9,569,000 |
| Total capital | 9,144,000 | 9,932,000 | 10,171,000 | 10,030,000 |
| Risk-weighted assets | 35,606,000 | 35,703,000 | 37,482,000 | 41,978,000 |