Call reports 2020
DNB NATIONAL BANK — 2020
What DNB NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 82,638,000 | 87,020,000 | 92,529,000 | 96,215,000 |
| Total loans | 23,161,000 | 25,906,000 | 26,814,000 | 25,558,000 |
| Allowance for loan losses | 461,000 | 461,000 | 461,000 | 461,000 |
| Securities available for sale | 44,975,000 | 44,790,000 | 51,608,000 | 51,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,675,000 | 76,000,000 | 74,976,000 | 85,040,000 |
| Interest-bearing deposits | 49,465,000 | 50,574,000 | 50,545,000 | 55,933,000 |
| Noninterest-bearing deposits | 21,210,000 | 25,426,000 | 24,431,000 | 29,107,000 |
| Equity capital | 8,416,000 | 9,756,000 | 10,153,000 | 9,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,332,000 | 1,886,000 | 2,436,000 |
| Interest expense | 79,000 | 119,000 | 154,000 | 180,000 |
| Net interest income | 512,000 | 1,213,000 | 1,732,000 | 2,256,000 |
| Noninterest income | 250,000 | 457,000 | 706,000 | 916,000 |
| Noninterest expense | 609,000 | 1,207,000 | 1,787,000 | 2,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 153,000 | 760,000 | 955,000 | 972,000 |
| Income tax | 8,000 | 34,000 | 48,000 | 21,000 |
| Net income | 145,000 | 726,000 | 907,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,832,000 | 8,282,000 | 8,440,000 | 8,469,000 |
| Total capital | 8,257,000 | 8,686,000 | 8,872,000 | 8,916,000 |
| Risk-weighted assets | 33,991,000 | 32,304,000 | 34,582,000 | 35,820,000 |