Call reports 2019
DNB NATIONAL BANK — 2019
What DNB NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 76,495,000 | 77,025,000 | 78,692,000 | 81,877,000 |
| Total loans | 24,858,000 | 25,300,000 | 25,712,000 | 23,087,000 |
| Allowance for loan losses | 461,000 | 461,000 | 461,000 | 461,000 |
| Securities available for sale | 38,561,000 | 38,142,000 | 38,849,000 | 41,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,659,000 | 66,844,000 | 67,846,000 | 73,125,000 |
| Interest-bearing deposits | 43,939,000 | 44,223,000 | 46,981,000 | 51,512,000 |
| Noninterest-bearing deposits | 19,720,000 | 22,621,000 | 20,865,000 | 21,613,000 |
| Equity capital | 6,654,000 | 7,259,000 | 7,688,000 | 7,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,262,000 | 1,892,000 | 2,500,000 |
| Interest expense | 85,000 | 191,000 | 298,000 | 388,000 |
| Net interest income | 529,000 | 1,071,000 | 1,594,000 | 2,112,000 |
| Noninterest income | 251,000 | 511,000 | 798,000 | 1,091,000 |
| Noninterest expense | 618,000 | 1,212,000 | 1,820,000 | 2,500,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 328,000 | 544,000 | 732,000 |
| Income tax | 10,000 | 18,000 | 27,000 | 34,000 |
| Net income | 164,000 | 310,000 | 517,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,702,000 | 6,839,000 | 7,052,000 | 7,186,000 |
| Total capital | 7,127,000 | 7,256,000 | 7,483,000 | 7,596,000 |
| Risk-weighted assets | 33,981,000 | 33,352,000 | 34,509,000 | 32,827,000 |