Call reports 2018
DNB NATIONAL BANK — 2018
What DNB NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 76,890,000 | 78,115,000 | 78,617,000 | 80,267,000 |
| Total loans | 25,632,000 | 26,893,000 | 26,021,000 | 25,999,000 |
| Allowance for loan losses | 461,000 | 461,000 | 461,000 | 461,000 |
| Securities available for sale | 38,843,000 | 38,847,000 | 37,544,000 | 37,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,972,000 | 65,729,000 | 71,562,000 | 72,824,000 |
| Interest-bearing deposits | 49,064,000 | 45,815,000 | 51,345,000 | 50,709,000 |
| Noninterest-bearing deposits | 20,908,000 | 19,914,000 | 20,217,000 | 22,115,000 |
| Equity capital | 5,910,000 | 5,979,000 | 5,891,000 | 6,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,198,000 | 1,813,000 | 2,457,000 |
| Interest expense | 47,000 | 108,000 | 185,000 | 265,000 |
| Net interest income | 540,000 | 1,090,000 | 1,628,000 | 2,192,000 |
| Noninterest income | 250,000 | 487,000 | 762,000 | 1,017,000 |
| Noninterest expense | 599,000 | 1,211,000 | 1,802,000 | 2,459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 331,000 | 553,000 | 675,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 34,000 |
| Net income | 180,000 | 310,000 | 521,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,537,000 | 6,659,000 | 6,860,000 | 6,923,000 |
| Total capital | 6,964,000 | 7,105,000 | 7,302,000 | 7,362,000 |
| Risk-weighted assets | 34,144,000 | 35,728,000 | 35,385,000 | 35,172,000 |