Call reports 2016
DNB NATIONAL BANK — 2016
What DNB NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,680,000 | 72,299,000 | 70,773,000 | 75,087,000 |
| Total loans | 27,027,000 | 28,227,000 | 28,574,000 | 27,110,000 |
| Allowance for loan losses | 461,000 | 461,000 | 461,000 | 461,000 |
| Securities available for sale | 32,881,000 | 31,945,000 | 29,795,000 | 35,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,802,000 | 60,970,000 | 62,799,000 | 66,213,000 |
| Interest-bearing deposits | 40,358,000 | 42,035,000 | 43,489,000 | 46,440,000 |
| Noninterest-bearing deposits | 18,444,000 | 18,935,000 | 19,310,000 | 19,773,000 |
| Equity capital | 6,426,000 | 6,949,000 | 7,034,000 | 6,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,126,000 | 1,674,000 | 2,245,000 |
| Interest expense | 20,000 | 41,000 | 64,000 | 85,000 |
| Net interest income | 536,000 | 1,085,000 | 1,610,000 | 2,160,000 |
| Noninterest income | 262,000 | 511,000 | 778,000 | 991,000 |
| Noninterest expense | 631,000 | 1,249,000 | 1,874,000 | 2,460,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 303,000 | 489,000 | 567,000 |
| Income tax | 9,000 | 16,000 | 26,000 | 26,000 |
| Net income | 173,000 | 287,000 | 463,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,328,000 | 6,427,000 | 6,593,000 | 6,583,000 |
| Total capital | 6,789,000 | 6,888,000 | 7,054,000 | 7,038,000 |
| Risk-weighted assets | 38,097,000 | 38,005,000 | 37,331,000 | 36,394,000 |