Call reports 2015
DNB NATIONAL BANK — 2015
What DNB NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,420,000 | 66,492,000 | 65,630,000 | 74,004,000 |
| Total loans | 27,536,000 | 27,357,000 | 27,604,000 | 28,966,000 |
| Allowance for loan losses | 460,000 | 461,000 | 461,000 | 461,000 |
| Securities available for sale | 23,241,000 | 27,257,000 | 26,532,000 | 26,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,301,000 | 58,898,000 | 57,163,000 | 67,046,000 |
| Interest-bearing deposits | 39,189,000 | 39,517,000 | 39,858,000 | 48,179,000 |
| Noninterest-bearing deposits | 18,112,000 | 19,381,000 | 17,305,000 | 18,867,000 |
| Equity capital | 6,465,000 | 6,385,000 | 6,702,000 | 6,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,060,000 | 1,596,000 | 2,138,000 |
| Interest expense | 19,000 | 35,000 | 52,000 | 71,000 |
| Net interest income | 522,000 | 1,025,000 | 1,544,000 | 2,067,000 |
| Noninterest income | 233,000 | 491,000 | 791,000 | 990,000 |
| Noninterest expense | 573,000 | 1,249,000 | 1,889,000 | 2,647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 227,000 | 406,000 | 324,000 |
| Income tax | 8,000 | 11,000 | 21,000 | 19,000 |
| Net income | 174,000 | 216,000 | 385,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,384,000 | 6,483,000 | 6,653,000 | 6,160,000 |
| Total capital | 6,840,000 | 6,944,000 | 7,114,000 | 6,621,000 |
| Risk-weighted assets | 36,513,000 | 37,302,000 | 37,340,000 | 39,239,000 |