Call reports 2014
DNB NATIONAL BANK — 2014
What DNB NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,331,000 | 62,733,000 | 62,708,000 | 66,615,000 |
| Total loans | 24,705,000 | 25,232,000 | 27,075,000 | 30,005,000 |
| Allowance for loan losses | 437,000 | 435,000 | 435,000 | 458,000 |
| Securities available for sale | 27,313,000 | 25,146,000 | 23,787,000 | 23,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,662,000 | 55,574,000 | 55,204,000 | 58,533,000 |
| Interest-bearing deposits | 37,638,000 | 36,937,000 | 37,282,000 | 39,535,000 |
| Noninterest-bearing deposits | 17,024,000 | 18,637,000 | 17,922,000 | 18,998,000 |
| Equity capital | 6,116,000 | 6,529,000 | 6,567,000 | 6,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,054,000 | 1,581,000 | 2,141,000 |
| Interest expense | 19,000 | 37,000 | 55,000 | 76,000 |
| Net interest income | 501,000 | 1,017,000 | 1,526,000 | 2,065,000 |
| Noninterest income | 215,000 | 487,000 | 772,000 | 1,047,000 |
| Noninterest expense | 645,000 | 1,215,000 | 1,930,000 | 2,601,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 301,000 | 384,000 | 501,000 |
| Income tax | 3,000 | 13,000 | 17,000 | 2,000 |
| Net income | 68,000 | 288,000 | 367,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,296,000 | 6,502,000 | 6,551,000 | 6,329,000 |
| Total capital | 6,733,000 | 6,937,000 | 6,986,000 | 6,787,000 |
| Risk-weighted assets | 35,300,000 | 35,613,000 | 37,255,000 | 40,276,000 |