Call reports 2013
DNB NATIONAL BANK — 2013
What DNB NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,003,000 | 58,688,000 | 61,819,000 | 60,990,000 |
| Total loans | 20,688,000 | 22,081,000 | 24,946,000 | 25,137,000 |
| Allowance for loan losses | 438,000 | 436,000 | 435,000 | 439,000 |
| Securities available for sale | 27,184,000 | 27,814,000 | 27,799,000 | 25,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,984,000 | 48,258,000 | 48,875,000 | 50,187,000 |
| Interest-bearing deposits | 33,336,000 | 32,575,000 | 32,339,000 | 33,289,000 |
| Noninterest-bearing deposits | 15,648,000 | 15,683,000 | 16,536,000 | 16,898,000 |
| Equity capital | 6,199,000 | 5,871,000 | 6,023,000 | 5,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 968,000 | 1,459,000 | 2,031,000 |
| Interest expense | 49,000 | 80,000 | 103,000 | 123,000 |
| Net interest income | 454,000 | 888,000 | 1,356,000 | 1,908,000 |
| Noninterest income | 212,000 | 422,000 | 681,000 | 753,000 |
| Noninterest expense | 624,000 | 1,347,000 | 1,920,000 | 2,450,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 42,000 | -98,000 | 56,000 | 97,000 |
| Income tax | 3,000 | 0 | 4,000 | 7,000 |
| Net income | 39,000 | -98,000 | 52,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,456,000 | 6,299,000 | 6,429,000 | 6,247,000 |
| Total capital | 6,860,000 | 6,714,000 | 6,864,000 | 6,686,000 |
| Risk-weighted assets | 32,275,000 | 33,198,000 | 35,957,000 | 36,020,000 |