Call reports 2012
DNB NATIONAL BANK — 2012
What DNB NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 58,341,000 | 57,118,000 | 56,748,000 | 59,857,000 |
| Total loans | 17,752,000 | 20,161,000 | 21,386,000 | 20,414,000 |
| Allowance for loan losses | 426,000 | 423,000 | 419,000 | 414,000 |
| Securities available for sale | 33,400,000 | 29,346,000 | 27,165,000 | 26,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,191,000 | 45,679,000 | 46,193,000 | 49,515,000 |
| Interest-bearing deposits | 29,406,000 | 30,391,000 | 30,260,000 | 32,836,000 |
| Noninterest-bearing deposits | 17,785,000 | 15,288,000 | 15,933,000 | 16,679,000 |
| Equity capital | 5,942,000 | 6,079,000 | 6,495,000 | 6,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,108,000 | 1,654,000 | 2,158,000 |
| Interest expense | 83,000 | 156,000 | 221,000 | 283,000 |
| Net interest income | 485,000 | 952,000 | 1,433,000 | 1,875,000 |
| Noninterest income | 169,000 | 341,000 | 488,000 | 665,000 |
| Noninterest expense | 566,000 | 1,134,000 | 1,673,000 | 2,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 152,000 | 241,000 | 166,000 |
| Income tax | 10,000 | 7,000 | 11,000 | 8,000 |
| Net income | 237,000 | 145,000 | 230,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,800,000 | 6,685,000 | 6,739,000 | 6,442,000 |
| Total capital | 7,211,000 | 7,103,000 | 7,158,000 | 6,854,000 |
| Risk-weighted assets | 32,859,000 | 33,468,000 | 34,261,000 | 32,959,000 |